About Pacific Capital Funding Corp.

Pacific Capital Funding Corp. (or PCFC) is a California hard money and private money lender. We provide real estate investors with the funding they need to close deals quickly and make more money in the California real estate market.

We provide same-day approval and close loans in 5 days or less.

PCFC is known for being highly professional and solutions-oriented.

PCFC operates with a high degree of professionalism, excellent customer service and a high level of ethics at all times. Our clients keep coming back because they can count on us to do what we say and to value the relationship above the deal.

Our goal is to bridge the gap between real estate investors and property owners and the investors looking for relatively low-risk real estate equity-based investment opportunities.

By serving as a local funding source we are helping both our clients and our investors to maximize profits and make the most of the opportunities found within California’s real estate market.


Real estate based economic development

Private money loans keep money within the local real estate market. Our investors are local, our clients are local and so is our team. Together, we are doing our part to promote local economic development throughout California – both in large cities and rural areas!

We Execute Flawlessly

We pride ourselves on striving to the highest standards of excellence in service and execution.  It is the execution that sets PCFC apart from its competitors. We offer same-day approval, a streamlined process and most of our loans close within 5 days.

We offer our investors piece of mind knowing that each real estate asset is carefully researched, examined and evaluated by a team of professionals.  Each loan, after a thorough underwriting process, is personally reviewed by one of PCFC’s executive members prior to being released for funding.

While there are options for private money lenders, Pacific Capital Funding Corp. is the only choice for secure real estate equity investments and business loan funding balanced with a high level of ethics and professionalism.


Pacific Capital Funding Corp. (or PCFC) was formed to satisfy the growing demand for alternative financing while creating opportunities for local investors.

Recognizing that recent mortgage industry reforms created a lack of financing options for equity-rich business owners, landlords, investors and developers with less than perfect financials, PCFC was formed to bridge the gap and help business owners and real estate investors who have been turned down by the banks. 

Pacific Capital Funding Corp. is a bridge between individuals and businesses in need of funds and investors looking for a lower risk, real estate secured investment.

Our loan programs:

Bridge loans
Refinance loans
Purchase loans
Fix and flip loans
Commercial property loans
Construction Loans

Apply Today

Call 818-296-6101, email bsoifer@pcfcloans.com or click here to apply. We give same-day approvals and can close in as little as 5-days.
The process is easy. Once you are approved, we will provide a term sheet with a list of what is needed to close. Our team will work with you to gather the items so that your loan can close quickly.

Apply Now