Pacific Capital Funding Corp’s loan programs are designed for investors who purchase or refinance non-owner occupied properties in Los Angeles county and the surrounding areas as well. Many of our clients use our funds to acquire, repair or improve properties, then they resell them for a profit or retain as income producing properties. Others utilize our funds to stimulate their existing business. Our loan approvals are based on the value of the property, not on the borrower’s credit score. We provide timely financing for our clients so they don’t miss a time-sensitive opportunity.

Pacific Capital Funding Corp. has a simple approach to working with borrowers: We offer you excellent customer service, support you in completing your loan application, and provide you with fast approval and reliable funding commitment. With regular, clear communication and cooperation we can fund your loan quickly.

We look forward to working with you and becoming your preferred lender.

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  • Broker Submission Form
  • Loan Application
  • 3 Months Complete Bank Statements
  • Photocopy of Valid ID
  • LLC/Corp/Trust Docs (if applicable)
  • If Purchase – Purchase Contract
    If Refinance – Mortgage Statement
    If Leased – Lease Agreement
  • Declaration of Non-Owner Occupancy
  • Letter of Experience & Explanation
  • Escrow Contact Info
  • Insurance Declaration Page