Pacific Capital Funding Corp is a fast and reliable preferred funding solution. Our goal is to build relationships for life, one loan at a time.

PCFC is a direct private funds lender. With our highly competitive wholesale rates, PCFC allows our brokers to determine their own compensation and lender origination fees, creating an excellent income potential.

PCFC understands and appreciates the role brokers play in the loan submission process.

Brokers are protected and all commissions are paid directly from escrow.

Loans are typically approved within 48 hours, and often even the same day! Most loans could be funded within 5 to 7 days.  It’s easy, it’s quick and it’s lucrative to submit your Investor Loans directly to PCFC.

Submit Your Loan to PCFC




  • Broker Submission Form
  • Loan Application
  • 3 Months Complete Bank Statements
  • Photocopy of Valid ID
  • LLC/Corp/Trust Docs (if applicable)
  • If Purchase – Purchase Contract
    If Refinance – Mortgage Statement
    If Leased – Lease Agreement
  • Declaration of Non-Owner Occupancy
  • Letter of Experience & Explanation
  • Escrow Contact Info
  • Insurance Declaration Page